Personal loans: Unsecured loans that can be used for various private bills, from medical payments to debt consolidation. Auto loans: Specifically designed for buying automobiles, typically requiring greater down funds for these with poor credit. Home loans: These could be tougher to acquire for borrowers with low credit scores, however some applications exist to assist. Payday loans: Short-term, high-interest loans that present immediate money, although they can lead to a cycle of debt.

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